Privacy Policy

Effective Date: 1 July

At Meritad (meritad.ng), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains what information we collect, how we use it, and your rights as a user of our platform.

1. Information We Collect

When you use Meritad, we may collect the following types of information:

a. Account Information

  • Full name

  • Email address

  • Phone number

  • Password (encrypted)

  • Location (city/region)

b. Ad Content

  • Titles, descriptions, images, prices, and categories of ads you post

c. Usage Data

  • IP address, browser type, device type

  • Pages visited, time spent, and other analytics data

d. Membership & Payments (if applicable)

  • Payment confirmations and transaction logs (handled via third-party processors)

  • No payment details like credit card numbers are stored by Meritad

2. How We Use Your Information

We use the data collected to:

  • Provide and manage your account

  • Display your listings on the platform

  • Send transactional and service-related notifications

  • Improve the performance and user experience of Meritad

  • Detect and prevent fraud or abuse

  • Offer membership-related features and ad boosting (if opted)

We do not sell or rent your personal data to third parties.

3. Cookies and Tracking

Meritad uses cookies and similar technologies to:

  • Keep you logged in

  • Remember your preferences

  • Analyze traffic and usage behavior

You can control or disable cookies through your browser settings, but this may affect site functionality.

4. Sharing of Data

We may share limited data with:

  • Service providers for hosting, analytics, email delivery, or customer support

  • Law enforcement or regulatory bodies if required by law or in cases of fraud

  • Payment processors, if you subscribe to membership services (only necessary billing info is shared)

All third parties we work with are contractually bound to protect your data.

5. Data Security

We take reasonable technical and organizational measures to protect your data against unauthorized access, loss, or misuse. Passwords are stored using strong encryption. However, no system is 100% secure — please use a strong password and keep your account information confidential.

6. Your Rights

You have the right to:

  • Access the personal data we hold about you

  • Edit or update your profile information at any time

  • Delete your account and associated data (upon request)

  • Opt-out of marketing emails (if applicable)

To make any data-related request, please contact us at support@meritad.ng.

7. Data Retention

We retain your account and listing data as long as your account is active. If you delete your account, your data will be permanently removed from our systems within 30 days, unless required for legal or fraud prevention purposes.

8. Children’s Privacy

Meritad is not intended for users under the age of 18. We do not knowingly collect data from minors. If you believe a child has used our platform, please contact us immediately for removal.

9. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we’ll notify users via the platform or by email. Continued use of Meritad after any update means you accept the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact:

📧 support@meritad.ng
🌐 https://meritad.ng