Safety Tips for Using Meritad

Your safety is our priority. While Meritad provides a trusted platform for connecting buyers and sellers, all transactions are user-to-user. Please follow these important safety guidelines when using meritad.ng to ensure a secure experience.


🔒 General Tips

  • Deal locally whenever possible. Meet in person, inspect the item, and complete the exchange face-to-face.

  • Never share personal, financial, or sensitive information. Avoid giving out ID numbers, bank details, or passwords.

  • Trust your instincts. If something feels off or too good to be true, it probably is.


🤝 When Meeting in Person

  • Always meet in a public, well-lit place such as a mall, cafe, or police station.

  • Bring someone with you — especially when meeting someone for the first time.

  • Avoid secluded areas or meeting at night.

  • Inspect the item before paying. Make sure it matches the description in the ad.

  • Use cash or secure payment apps — avoid sharing card or banking info.


💼 Job & Service Listings

  • Be cautious of jobs that promise high income for little effort.

  • Never pay upfront for training, application processing, or job offers.

  • Verify the company and its contact details before applying.


🚫 Avoid Common Scams

  • Don’t pay in advance for products or services you haven’t received.

  • Ignore requests to “ship” items or complete deals through third-party agents.

  • Watch out for fake payment confirmations or messages claiming to be from Meritad staff.

  • Never share your OTP or verification codes with anyone.

Meritad will never ask for your password or payment outside of our platform.


🛡️ Report Suspicious Activity

If you come across:

  • Fraudulent listings

  • Suspicious buyers or sellers

  • Fake job offers

  • Harassment or abuse

Report it immediately using the Report button on the listing or contact us directly at support@meritad.ng.

We review all reports carefully and take strict action against rule violations, including account suspension or removal.


✅ Final Advice

  • Use common sense and stay cautious.

  • Always prioritize your safety over convenience.

  • For high-value items or large transactions, consider meeting in a bank branch or safe exchange zone.


📧 For questions or concerns, reach us at:
support@meritad.ng
🌐 https://meritad.ng